PROPOSED PLANS - COMING AT LAUNCH

Water & sewer line protection, built for Pennsylvania.

The buried lines between your home and the street are yours to maintain - and most home warranties exclude them. Hearthly's first proposed plans cover exactly that gap, priced against the programs already running in Pennsylvania.

Lead plan

Water + Sewer Combo

$9.49/moproposed

Both exterior lines together - the water service line and the sewer or septic line - each with its own full benefit cap.

Repair or replacement of both exterior lines
Unblocking, excavation, backfill & surface restoration
$25,000 per occurrence, per line

Exterior Water Line

$5.49/moproposed

The buried line from the curb stop or property line to your house.

Repair or replacement of the water service line
Unblocking, excavation, backfill & surface restoration
$25,000 per occurrence

Exterior Sewer Line

$5.49/moproposed

The line from your house to the sewer main or septic tank.

Repair or replacement of the sewer/septic line
Clearing, excavation & surface restoration
$25,000 per occurrence

In-Home Plumbing Add-On

$10.99/moproposed

Add interior coverage to any exterior plan - supply pipes and drain blockages inside the home.

Interior supply pipe repairs
Drain blockage clearing
$2,000 per occurrence

Full Bundle

$15.99/moproposed

Everything together - both exterior lines plus in-home plumbing and drainage.

Exterior water and sewer/septic lines
In-home plumbing & drainage
Exterior caps $25,000 per occurrence, per line; in-home $2,000

Not sure yet?

Join the waitlist without picking a plan and we will walk you through the options when plans go live.

$0 deductible

No deductible or service fee per claim - the category standard, matched.

30-day waiting period

Coverage begins 30 days after enrollment, like the leading PA programs.

Cancel anytime

Simple monthly billing with no long-term commitment.

We send the contractor

Hearthly dispatches and pays the contractor directly - no claim paperwork, no reimbursement chase.

Workmanship guarantee

Covered repairs carry a 1-year workmanship guarantee.

Clear caps

Up to $25,000 per occurrence on exterior lines and $2,000 in-home - visible up front, not buried in fine print.

How the proposed pricing compares

Live pricing from the two big utility-partnered programs already running in Pennsylvania, checked September 22, 2026. Hearthly's column is the proposal, not a market fact.

Water + sewer combo	Hearthly (proposed)	Pittsburgh Water program	Philadelphia program
Monthly price	$9.49/moproposed	$9.99/mo	$14.99/mo
Deductible	$0	$0	$0
Waiting period	30 days	30 days	30 days

Sources: Pittsburgh Water service line protection programs and Philadelphia Energy Authority sewer & water protection, checked September 22, 2026. Standalone line plans across the category run about $4-13/mo (Consumers' Checkbook).

What would not be covered

Proposed exclusions, drawn from how the leading programs structure theirs.

Conditions you knew about before enrolling
Damage inside the home caused by a line failure - that is homeowners-insurance territory
Lead service line replacement
Improper installation, or damage caused by the homeowner or third parties
Septic tanks and wells themselves - the line to them is covered, the tank or well is not
Relocation costs and temporary housing

Everything on this page is a proposal. Hearthly's plans are not yet available for purchase, and coverage, pricing, and terms may change before launch. Joining the waitlist does not buy or reserve a plan - it simply means we will email you when plans go live.

Be first in line.

Tell us where to reach you and we will email you the moment plans go live in Pennsylvania.